Any payment made poses the risk of losing your money or your details. Before paying make sure that the cemap site is genuine, also the site should be secured so that you cannot lose you private information to fraudsters who would use it for criminal purposes. All your card details should be kept secret; never give your card number and password to anyone. Online frauds have escalated to huge numbers in the recent past.
The honesty of the site owners should also be consider; you can check any record of previous malpractice in the many online forums as; ripoffreport.com and the better business bureau. The genuineness of the training program can be attested by contacting former students and the education board. Some online cemap courses training may be underrated or give substandard quality compared to their fee. Check the rating of the institution to validate the value of the certifications gotten.
Due to the value given the cefa studies the IRS also regulates the training institutions. Contacting them would tell you whether they are certified to conduct the studies and whether they are members. Another simple of telling the trainers is genuine or not can be through comparing the information given. There is no perfect crime so the fraudsters do their work in haste thus sometimes they contradict themselves by giving wrong addresses and contacts.
Any discrepancies in email contact or different locations or sending money should be cause of alarm. In you have any doubts do not make the payments. Cefa courses are given by genuine people and institutions thus they are safe.